How Can I Get Zenith Bank Virtual Card ATM

How Can I Get Zenith Bank Virtual Card ATM: Do you want a safe and easy way to do things like buying stuff online, paying bills, or doing transactions on the internet, you might want to think about getting the Zenith Bank Virtual Card.

In this article on how can I get Zenith Bank virtual card ATM, we’ll talk about everything you should know about the Zenith Virtual Card: how to get it, how to use it, what it can do, and the most you can spend with it.

Table of Contents

Virtual Card: What Virtual Card is Zenith?

The Zenith Bank Virtual Card is like a card you can’t touch—it’s not a physical card. You can use it to buy things online, pay bills, and do transactions on the internet, whether you’re in your own country or somewhere else in the world.

Here are some things about it:

It’s not a real card you can hold, so you can’t lose it.
It’s safe from people trying to hack into your information.
You can use it to pay your bills.
You can use it in your own country or in other countries.
You can use it to buy things online, pay bills, and subscribe to services.

Zenith Bank Virtual Card Eligibility Requirements

To get a Zenith Bank Virtual Card, you need to meet certain requirements. This ensures that the application process goes smoothly, and you can use this modern digital payment option.

Here’s what you need:

Active Zenith Bank Account: You must have a current account with Zenith Bank to apply for the Virtual Card. Your account should be valid and in use.

Online Banking Access: You need to use Zenith Bank’s online banking platform. If you’re not already using it, you have to sign up for online banking to start the application.

Compliance with Bank Rules: You have to follow the bank’s rules and regulations. This includes understanding and agreeing to the policies that govern the use of the Zenith Bank Virtual Card.

Identity Verification: During the application, you must prove who you are. This involves providing accurate personal details and documents, such as a government ID, passport, or driver’s license.

Age Requirement: You need to be old enough according to Zenith Bank’s rules. They might have a specific age you must reach to apply for and use the virtual card.

Agree to Terms and Conditions: Before applying, you have to agree to the terms and conditions set by Zenith Bank for getting and using the Virtual Card. It’s important to understand these terms before you apply.

How Can I Get Zenith Bank Virtual Card ATM

How To Get Zenith Bank Virtual Card: There are two ways to get the Zenith Virtual Card:

USSD Code

To make a Zenith Bank Virtual Card using a Ussd code, simply dial Dial *966*2273#, choose 1, and follow the instructions on the screen.

Here are some other things you can do with the Ussd code:

Retrieve Card Details: After creating the card, if you need details like PAN, CVV, and Expiry date, dial *966*2273#, select 2 and follow the instructions.
Create Security PIN: To set up a security pin for your new virtual card, dial Dial *966*2273#, choose option 3, and follow the prompts to create a new pin.

How Can I Get Zenith Bank Virtual Card ATM: Zenith Bank Website

If you want to register for the Zenith Bank Virtual Card on their website, follow these steps:

Visit the Zenith Bank Virtual Card registration portal: Go to https://realtime.zenithbank.com/onlinevirtualcard.

Enter your BVN (Bank Verification Number): Provide your BVN in the designated space.

Select Virtual Card: Choose the option for a virtual card.

Enter your Phone Number: Input your phone number into the required field.

Receive and Enter OTP (One-Time Password): An OTP will be sent to your phone. Enter this password in the provided box.

Consent to Terms and Conditions: Agree to the terms and conditions by selecting the appropriate option.

Create a 4-digit PIN: Type in a 4-digit PIN for your virtual card.

Submit to Complete the Process: Click the submit button to finish the registration process.

How To Use It

You can use the Zenith Virtual Card for online transactions, similar to using a physical plastic card.

Here’s how:

Enter Card Details: Input the virtual card details, including the card number, CVV, and expiry date, just like you would with a regular card.

Proceed with Transaction: Continue with your online transaction as usual.

OTP (One-Time Password) Prompt: For security reasons, there might be a prompt to enter an OTP. Make sure the phone number associated with your account is with you, as the OTP will be sent to that number.

By following these steps, you can make online transactions securely using the Zenith Virtual Card.

What Are The Limitations Of Virtual Debit Card?

The Zenith Virtual Card has a limit of $200 for international transactions. However, keep in mind that this limit is subject to change.

Card Limit

No ATM Withdrawals: Virtual debit cards cannot be used at ATMs, so users cannot withdraw cash using them.
No Support for Offline Transactions: These virtual cards do not support offline transactions at physical stores. Payments requiring card swiping or tapping at point-of-sale (POS) terminals are not possible.

How to Request Zenith Bank Virtual Card Via USSD Code

The code to get a Zenith Bank Virtual Card is *966*2273#.

To obtain the Zenith Bank Virtual Card using the USSD code, follow these steps:

Open your phone’s call app.
Dial *966*2273# from the phone number linked to your Zenith Bank account.
Follow the on-screen prompts and commands to acquire your virtual card.

How to Retrieve Zenith Bank Virtual Card Details

If you’ve lost track of your Zenith Bank Virtual Card details, no need to worry! You can easily retrieve them through the Zenith Bank mobile app or Internet banking platform. It’s a simple, secure, and quick process.

FAQs: How Can I Get Zenith Bank Virtual Card ATM

1. How much is Zenith Bank ATM card limit?

The limit for Zenith Bank ATM cards is N200,000 per day for cash withdrawals at Zenith Bank ATMs nationwide, even for customers of other financial institutions.

2. Does a virtual debit card have a CVV?

Yes, a virtual debit card, like a physical ATM card, has a CVV (Card Verification Value).

3. Can I withdraw money from a virtual credit card?

Yes, it is possible to withdraw cash from ATMs that support contactless use with a virtual credit card. You’ll need a digital wallet (e.g., Apple Pay, Google Pay) and the virtual card’s PIN code.

4. How much can Zenith student account hold?

The Zenith Bank student account has an operating balance limit of 1,000,000 naira. This means the account cannot hold more than 1 million naira unless it is upgraded.

Conclusion: How Can I Get Zenith Bank Virtual Card ATM

The Zenith Bank Virtual Card is like a card you can’t touch, it’s not a physical card. You can use it to buy things online, pay bills, and do transactions on the internet, whether you’re in your own country or somewhere else in the world.