Are you looking for ways to improve our savings with an online investment with monthly returns in Nigeria? Then this article is for your coz we will investigate the list of 21 major platforms for online investment with monthly returns in Nigeria (2022).
Traditional economy and investment methods are outdated. Because we live in the 21st century, technology has given us various options to invest our extra money.
If you live in Nigeria or a Nigerian who stays abroad, he or she already knows that leaving your money in the bank would reduce your economy, this would not increase them.
Why don’t you use online platforms for online investment with monthly returns in Nigeria to generate money by taking advantage of technology? By placing money on one of the many online savings and investment platforms in Nigeria, open to the public.
Now let’s take a look at the 2022 platforms for online investment with monthly returns in Nigeria. But before we proceed let us look at what an investment platform is?
Table of Contents
What is an investment platform?
Investment platforms are mainly online services with which consumers can invest their money and earn a kind of interest.
It is understandable if you are confused about the differences between offline and online investment platforms.
However, there are no really significant differences between offline and online investment platforms. This is due to the fact that almost all investment platforms accept investments via the internet.
This means that several of these investment platforms require that investors are investing via the mobile app or website of the platform.
This does not mean that these online investment platforms have no real locations or offices. Some of them have offices where you can visit if necessary.
You must create an account on the company’s web platform if you want to invest. In other words, the vast majority of investment platforms are based on a rule.
2022 Platforms For Online Investment With Monthly Returns In Nigeria
Many Nigerians now regard the investment about online in Nigeria as taboo; they have developed phobias and experienced despair when they read about Nigerian investment platforms.
This fear can be the result of a bad experience they had earlier, such as the struggles and tragedies they had while looking for a strategy to invest daily and make money in Nigeria.
This may be because they have fallen into the wrong hands, such as the Ponzi schemes, which have always promised them a profitable financial return.
When it comes to online investment platforms in Nigeria, some people immediately evoke memories of the Ponzi schedule “MMM”.
They would always remember what they or their friends had lost in fraudulent operations.
Many people seem to believe that Nigeria no longer has legitimate investment platforms. However, they cannot see that the Online strokes (for example mmm) are not the same as the online investment platforms that we discuss in this article.
Ponzi schedules, such as MMM, cannot be considered on investment platforms -in -investment, because their Modus Operai is not always fair and reliable.
But in this article, we are talking about legitimate investment platforms, which are companies whose business activities or strategies are authentic and respectable.
Without further delay, here are the lists of 21 reliable online investment with monthly returns in Nigeria, which you can invest and earn money daily, weekly, monthly, or annually.
· Cowrywise
Cowrywise is a fintech startup that transforms African investment management activities and transforms access to savings and investment solutions for the growing generation of the middle class and the youth of Africa into the middle class.
They create online savings and investing lifestyles for the next wave of rich Africans, with more than 350,000 customers.
Cowrywise is a combination company and the first Nigerian company that is admitted to the JP Morgan Catalyst program and Ukaid.
With CowryWise you can invest in products with low risk, medium, and high risk. Most of these investments relate to schemes for investment funds, the agricultural sector, and other raw materials on the monetary market of third parties.
He thrives with a saving percentage of 10%, while investment rates vary slightly.
· Piggyvest Investment
Piggyvest is the most important platform for Savings and Investments in West -Africa. When it started in 2016 as Piggybank.ng they were only a savings instrument.
For three years they only offered discounts to loyal customers. Then they changed their name to “Piggyvest” in April 2021 and started offering customers direct investment options, as well as economies.
After 5 years they continued to offer exceptional service to their more than 1,000,000 users, making them easy and integrity.
Every month the users in Naira save and collectively invest billions that would otherwise have been spent.
The goal of Piggyvest is to “enable everyone to handle effectively and increase their finances
· OPay
Opay is one of the most important platforms for online investment with monthly returns in Nigeria so that you can invest daily and make money.
It is a mobile payment service that is managed by Opera News that offers a variety of financial services, such as loans, savings, and investments.
· KoloPay
With the Kolopay savings platform for online investment with monthly returns in Nigeria, you can save money for every specific goal for each period.
You can also share your savings plan with loved ones (friends, friends, and family). This allows them to contribute to their saving goal.
Kolopay has an impressive annual interest rate of up to 10% and recording rates of up to 5% if you withdraw before the deadline.
· Sumotrust
Sumotrust is a savings and investment on the online platform that helps Africans to improve their poor savings and investment habits.
If you want funds to start a business, rent an apartment, buy a house, buy a vehicle, shop, pay for lectures, and so on.
Sumotrust helps you to make money and work on your investment goals.
· I-invest
I-Invest is a mobile application with which investors can buy effects and other financial products without the help of a broker.
Moreover, the app has a friendly panel to follow multiple investment portfolios, and easy for small investors to save money.
At the same time, they offer competitive interest rates and the possibility to support fund infrastructure programs in Nigeria, which generates an income.
I-Invest can be downloaded for free from the App Store and Google Play Store. This allows users to buy treasury and Eurobonds accounts, as well as commercial promotions on the Nigeria Stock Exchange.
· Kuda Bank
Kuda Bank, already known as Kudimoney, is a revolutionary fintech platform that promotes innovation in Nigeria and beyond. It capitalizes on its “free bank” slogan and offers a variety of free services to its members.
Kudabank, like a handful of its competitors, pays an interest rate of 10% in the economy. It also offers its customers loans with low-interest rates.
· Investment 1 (One)
Investment One is a versatile platform for online investment with monthly returns in Nigeria, that offers a wide range of financial and investment solutions in Nigeria.
Previously it was GTB Asset Management Limited. The investment that has been provided and continues to offer new investment options in combination with value-ready services in the Nigerian financial sector since its foundation in 2007.
They are proud to offer leading industrial solutions. The complete understanding of the requirements of the customer and matching them with a large set of high-quality products offers us a considerable advantage in market share.
They have a team of investment managers ready to offer quality services based on -deeper market knowledge, ingenuity, and quality of services to their customers.
· Carbon
Carbon is one of the most popular platforms for online investment with monthly returns in Nigeria and offers a wide range of digital financing options.
They started in the digital financing industry as a loan application, but today offer a variety of services that range from economics to money transfer and investments.
With only 100 Naira you can start investing in carbon and earn up to 16% every year. You can also select a deadline for your investment that goes from 3 to 12 months.
First choose an investment plan (safe, goals, or flexions) to invest with carbon, and then enter the amount that you want to invest, the duration, and end with a bank account or card.
Your money is safe with carbon. One Finance and Investment LTD, a company regulated and licensed by CBN, manages all funds.
By investing, you have the flexibility to invest for 3, 6, or 12 months at a speed of up to 16 %.
· Bamboo Investment
The list of large platforms for online investment with monthly returns in Nigeria will be incomplete if it does not contain bamboo.
Bamboo is a respectable investment activity that offers unlimited access to more than 3,000 shares on the New York Stock Exchange from the convenience of your mobile phone.
You can immediately load your bamboo naira or dollar wallet and start investing without wasting time. You can also expand your portfolio by buying an ETF (Exchange heeded background).
If you want to start investing in bamboo, you need at least $ 20 or the equivalent in Naira.
However, you must bear in mind that if you invest in Naira, you can only take it to a Naira account and, if you invest in USD, you can only withdraw to a USD account.
When you register for a bamboo account, you will be asked for your BVN, as well as a valid ID and an electricity account
They accept master and visa cards and bank transfers as payment modes.
The Bamboo app has a simple design with internal technology with which you can see a realistic representation of your portfolio performance over time so that you can update and learn your strategy as you move forward.
You can also use the app to check the return on your investment purchases.
Protection against investments in securities supervises all investments in bamboo, and all bills are protected for the amount of US $ 500,000 by the Federal Deposit Insurance Corporation (FDIC).
· Afrinvestor
Afrinvestor is one of the largest in Nigeria on the management platforms for assets. It was designed by Afrinvestor Securities Limited (ASL) to enable their brokerage customers to take control of their money and at the same time receive reliable financial advice and specialized guidance.
Afrvestor has long emphasized technology use as a critical component to improve its competitiveness in the capital market.
There are three types of investment options available: Pop, Groove, and Classic. Each of these options will help you achieve financial independence.
· Trove
Trove is one of the most popular platforms for online investment with monthly returns in Nigeria with which you can invest in actions, treasures, ETFs, and other American, and Asian instruments using your smartphone.
You can start your investment project with just $ 10. With Trove you can make a unique investment in any listed shares, international titles, or goods using a card payment card or a bank transfer.
You can invest in Trove using Naira or Dollar. Dollar portfolios are designed for investing in foreign shares, while Naira portfolios are designed to invest in local Nigerian companies.
To start with Trove, you need your BVN, as well as a valid driver’s license and an electricity bill.
By opening a Brokerage account, you can immediately start investing, thanks to the more than 4,000 actions from Trove.
Your money is safe at Trove.
Sigma Securities LTD and Arm Securities LTD, both broken brokerage companies with a permit of SEC, maintain and manage all trove assets.
Trove presents an indicator of trend promotions to help you identify investment options based on your profile.
The application also shows which actions arise in the news, on social media, and elsewhere.
In addition, the application offers nominations and data support data based on the previous performance of the company, the opinions of analysts, and expected performance trends.
· Chaka
Chaka is a supplier of solutions for financial technology on a mission to offer transnational virtual investments and investment management options for African companies and citizens.
The team combines financial knowledge with the leading technology in the industry to offer reliable investments, trade, and reliable products for asset management that are easy to use and integrate.
Chaka is undoubtedly one of the best ways for shares, securities, stock funds, and other investments from the United States, the United Kingdom, Nigeria, and China, among other things.
It is a respectable investment company with a license from the Nigeria Securities Commission (SEC)
The Nigeria Stock Exchange and the Central Securities Compensation System (CSCS) supervise local investments, while Finra and the US Securities Commission supervise their investments in dollars.
SIPC guarantees all dollar accounts a maximum of $ 500,000 in value. You can choose from more than 4000 dollars to invest.
Chaka has made an easy-to-use app to help deal with investment peaks and valleys. With Chaka, you can start negotiating actions from Nigeria and abroad for just $ 10.
Some of the best actions in the world, such as Apple, Google, Netflix, Alibaba, Tesla, etc., are in their portfolio.
With Chaka, you can follow the progress of your financial purchases.
· Risevest
Risevest simplifies investments in assets that are called different currencies worldwide.
You can invest in one of the well-managed assets with a guaranteed return of up to 14 % and a potential return of up to 41 % per year.
One of the most valuable assets is immobile, titles and actions. You can count on Smart Wealth Management with Risevest. With Risevest your money is safe because it is supervised by Arm Trustee Ltd.
The platform contains a simple-to-use interface with an integrated tracker with which you can follow your investments and check how it will be real-time.
You can also set investment goals using their app.
To start with Risevest, you need at least $ 10, after you have selected a plan and specified a length for your investment.
All Rogevest accounts are coded using the same technology as banks.
Risevest is unique because it offers free professional financial planning for your investment.
· Wealth NG
This is another excellent platform for online investment with monthly returns in Nigeria, with which you can invest in government bonds, shares, stock funds, and rental properties.
You can follow your investments immediately and check on your friendly site and how much you will return when your investment grows.
As a member, you have access to professional financial consultants for help.
You can invest in short raw materials such as government titles for thirty days or long-term raw materials such as wealth NG real estate actions and property.
To begin with, you need your BVN and the nearest family members to validate your identity. Wealth NG uses an interactive chatbot powered by artificial intelligence.
The goal of Chatbot is to give personalized investment advice and to answer questions. Wealth also has savings accounts with interest rates up to 7% per year, and you can start saving with only 1,000 Naira.
Wealth NG is free to download from the Apple App Store and Google Play Store. You can use the application to make investments, check your portfolio, send gifts and calculate your assets, among other things.
Titles require a minimal investment of 100,000 Naira to start with, and you can sell them at any time before you ripen. Sankore Securities Ltd, licensed by NSE and regulated by SEC, manages all funds under Wealth NG.
· FBN Edge
FBN EDGE is one of the most important available financial investment applications so that investing and your money are monitored.
The FBNQUEST Asset Management, a subsidiary of the first bank of Nigeria, has a smartphone app. Users can control their financial goals with the application.
One thing that stands out is your experienced investor team and the support of one of the largest banks in Nigeria. That is why we believe that it is one of the best investment applications that are available today.
He clearly gained the confidence of a large number of customers.
· Payday Investor
This is an investment structure with which you can save money, and enable you to increase your profit by investing in the Monetary Market Fund of the arm.
Payday Investor is a service from ARM Investment Managers, a division of Asset & Resource Management Holdings Limited, licensed and controlled by the Securities Commission.
They offer an easy -TO -use -app at Apple and Google Play stores. The app can also help you guide your daily interests.
You can expect a return of up to 15% on your money.
As an investor, you have the option to automate your economies in the most suitable way for you, weekly or monthly.
To start with, you need at least 1,000 Naira, you must set an account and draw up an investment strategy, as well as financing options.
You can remove your economies at any time from the ARM Money Fund, which invests all your economies.
Because payment day investor is an ARM product, you have access to professional financial consultants in an emergency.
· IBTC Mobile Application
Stanbic IBTC Bank is the driving force behind this platform, which aims to improve investments through creative investment plans such as stock funds, asset management, and pension management.
Your pension management is undoubtedly the best known of these packages.
· Thrive
There is a chance that you are worried about agro negotiations. Don’t worry, blooming is on your back. If you are agricultural, you will love this mobile investment platform.
The goal is to ensure that food production meets the requirements of a rising population. It gives investors access to financial firms in exchange for a return of 25% at the end of the planting station.
· Farmcrowdy
Farmcrowdy is a great way to invest in agribusiness. Give yourself the atmosphere and the perfect means to invest in agriculture.
There are countless options for you, whether it is aquaculture or animal breeding.
You do not have to be active in daily agricultural activities because your fund takes care of it. Farmcrowdy finances the farm and offers agricultural equipment, crops, manure, and other materials that are needed with your money.
They offer a mobile app that you can use to manage and check your investments. You can also visit the farm to check where your money is going and wherever you have arrived.
· Ziing
Ziing is one of the most popular fintech applications in Nigeria. One investment financing service is the driving force behind Ziing. It was established to help customers with their economies, investments, and other asset management services.
It is one of the very popular savings and investment applications so that you can include direct bank accounts for savings or investments.
Conclusion – Platforms For Online Investment With Monthly Returns In Nigeria
Investing is an infallible way to create wealth. You can choose to invest in a varied portfolio of effects, individual actions, investment funds, or rental properties and get up to a 25% return.
With these lists of platforms for online investment with monthly returns in Nigeria, you can be sure that you will find awesome investment platforms in Nigeria online.
These platforms offer an investment environment without stress. They are real and reliable.
Regardless of your level, whether it is personal, professional, or starting, you can start investing at very affordable costs with these platforms for online investment with monthly returns in Nigeria.