What is the cheapest car to insure for new drivers? Young drivers often bear the most important burden on high director costs, because age and inexperience are large factors to determine how much risk they are at.
These are the cheapest car to insure for new drivers. From the high delivery of your test to the discovery of the costs of vehicle insurance, a depressing experience can be. However, don’t worry because there are a number of great cars that are perfect for new drivers who keep their insurance premiums under control.
When we look at data from May 2021 to May 2022, we see some newcomers to the top ten, and we say goodbye to others, and see some in new positions:
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What is the cheapest car to insure for new drivers?
Here are the lists of cheapest cars to insure for new drivers? Young
- Austin Mini
- KIA Stoic
- Rover Mini
- Mazda CX-5
- Volkswagen T-Cross
- Volkswagen up!
- Renault Kadjar
- SEAT Arona
- SEAT Mii
- Škoda Citigo
Let’s take a closer look at this list and learn more about the cheapest car to insure for new drivers.
The cheapest cars for young drivers you can insure
1. Austin Mini – Average annual premium: £ 344.20
Austin mini is the first cheapest car to insure for new drivers on our list; the Austin from Great Britain is something like a collector, despite a long production cycle (1959-2000).
However, there are countless reasons for driving an Austin outside of nostalgia and aesthetics. They are cheap to run and easy to drive.
The operating costs are very low and the engine reaches 40 mpg, but this is connected to a hook. The Austin has a top speed of only 75 km / h and competes in 29.7 seconds 0-60.
It is not exactly a car for modern highways, but the relatively low speed means that you as a young driver can enjoy the cheapest car insurance.
It also helps that it also attracts the eye.
2. Kia Stoic – Average annual premium: £ 472.90
The South Korean car manufacturer has a reputation for the production of affordable, easily done small SUVs. The stony is no different, with competing fuel efficiency, two engine types, and four equipment variants.
The car is somewhere between a crossover and an assembly line and is reflected in the excellent treatment. The model is a good choice when you first drive an SUV-like car, especially if you are a newer driver.
Fortunately, Stoneking is not only easy to drive. It is cheap to run. The claimed MPG varies, with Kia claiming between 35.3 and 50.4 between motor types. This makes it the cheapest car to insure for new drivers.
3. Rover Mini – Average annual premium: £ 446.43
The Rover Mini is very similar to its older brothers and sisters from Austin but is equipped with some important differences.
It is a little faster than Austin because the operating costs are about the same.
The reported top speeds vary depending on the production year, but on average a Rover can reach a top speed of 90 km / h and reach 0-60 in 12.2 seconds. You will receive all the extra benefits of driving a mini in a faster package, including easier parking.
You still get cool points if you control this version of the mini.
4. Sitz Arona – Average annual premium: £ 483.33
The Spanish manufacturer is the most important support on British roads and it is easy to see why given the quality of your regular models. The Arona is essentially a larger version of the popular Ibiza chair with a competitive price and low operating costs.
The drivers can choose from five engine types and deliver between 44.8 and 53 mpg. In addition to its low operating costs and insurance companies, the engine reaches a considerable service, with the 1.0-liter petrol enactment that 94 hp returns.
The Arona is also easy to use, so it works well if it’s your first SUV. Low costs, cheap to run, and easy to drive, the Arona ticks all the boxes for a young driver. All these features make Arona the cheapest car to insure for new drivers in 2022.
5. Renault Kadjar – Average annual premium: £ 476.35
How do you stand out in a busy market if you arrive late on the scene? Renault had this problem and his solution was the Kadjar: an affordable SUV with a fast engine.
With a 138 -HP engine, the Kadjar combines accurate handling with satisfactory speed and low operating costs. The engine is the differential maker that turns a pedestrian SUV into a robust, brave, and entertaining journey.
The car is not necessarily the market leader in many areas, but it feels good for the money to advance a budget -SUV.
The Kadjar combines quickly and comfortably and combines a powerful, entertaining ride with some of the cheapest costs for young drivers.
6. Mazda CX -5 – Average annual premium: £ 483.97
Continue to continue with the SUV topic is the Mazda CX-5, which has similar advantages to the other smaller SUVs we mentioned.
Just like its competitors, the CX-5 has low operating costs, a lot of frequent handling, and a wide interior, but what else does it do? Well, the model is usually marketed because of its usability with five seats and accurate treatment.
The car has four engine types, including diesel and gasoline with a stressed MPG between 35.3 and 50.4. It is an attractive model for young drivers who want a practical, simple small SUV.
7. Volkswagen! – Average annual premium: £ 509.96
For sale since 2012 and still strong, the UP! The city car was developed in addition to the very similar chairs MII and Škoda Citigo (below).
The trio that is on! is one of the most dedicated small cars on the market. With the good processing quality and the low operating costs, it is powered by an enthusiastic 1.0-liter engine, there is more space than you may think, and it is an affordable purchase.
There is even an electric version of the e-up!.
8. Volkswagen T -cross – Average annual premium: £ 484.89
The Volkswagen T-Cross summarizes a word: spacious. With a large trunk and lots of legroom, it is a comfortable car to drive and be a passenger.
The model has room for between 385 and 455 liters and makes a choice if you are an outside type that requires space for devices.
The engine is also decent, with a stressed MPG of 49.6 and a speed of 0-62 miles per hour in 10 seconds for the 94-hp version of the entry-level.
Just like other SUVs in this list, the low insurance costs stem from the safety of the car, moderate speed, and simple handling.
9. ŠKODA CITIGO – Average annual premium: £ 512.18
This award-winning city car is now a familiar face on our streets. Just like the cousins of the Volkswagen group, the MII, and VW UP! There is a decent baggage capacity of 251-liter in the trunk (959 liters if you fold the rear seats down), and there is even room for two adults to sit in the back.
The Citigo is no longer new and affects a smart selection of the second hand and there are many examples with low mileage in good condition.
10. Seat Mii – Average annual premium: £ 510.15
It can be a budget alternative for the almost identical Volkswagen!, but the MII is just as practical and a pleasure to drive.
It is especially good for city drivers because it is easy to maneuver and it is ideal to slip in and out of blood circulation.
Since its 2012 sale, it is now only available as EV – MII Electric – with a series of up to 160 miles.
Frequently asked questions – Cheapest Car to Insure For New Drivers In 2022
Why is car insurance for new drivers so expensive?
Unfortunately, it depends on the experience. Insurers see new and young drivers as a higher risk and increase the chance that they will be involved in a street accident. The effect is that this means that you are more entitled to your insurance policy. See factors that determine the cost of car insurance here.
Should I have installed a telematics box?
Yes, these black boxes understand and guard how they drive. If you monitor your driving habits, an insurer can reduce your insurance premium as a reward for safe driving.
What are good first cars for 16-year-olds?
The best cars are cheap subcompacts for 16-year-olds. Models such as the Toyota Yaris, Mitsubishi Mirage, and Honda Fit are ideal for teenagers who are ready to start driving. As an alternative, second cars are also good options, although they must at least be safe to drive.
What are the best cars for a first driver?
It depends on how much money you want to spend. If finances are a problem and you only need a car that you can learn to drive, go to the used market. If you need a car that you can call yourself, buy a model like a Chevrolet Cruze or go the hybrid route and buy a Toyota Prius. Whatever you choose, buy a car that you like to drive.
Conclusion – Cheapest Car to Insure For New Drivers
These are the cheapest car to insure for new drivers. From the high delivery of your test to the discovery of the costs of vehicle insurance, a depressing experience can be. However, don’t worry because there are a number of great cars that are perfect for new drivers who keep their insurance premiums under control. See the cheapest car to insure for new drivers.