Why Doesn’t Klarna Accept Chime? The US is going through what could be the worst inflation in a very long time. Since this is one of the few ways to buy something today, you can’t blame someone for using services like Klarna that let you pay for what you buy later.
When you use Klarna to buy something, you still have to pay for it in installments in the future. This means you need a way to pay. Klarna accepts most payment methods, even cards you never knew you had. Why Doesn’t Klarna Accept Chime?
In this article, we’ll take a quick look at Klarna and Chime, and you’ll find out if Chime can be used to pay with Klarna. You’ll also learn about some of the other ways you can pay Klarna so you can weigh your options.
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Why Doesn’t Klarna Accept Chime?
At the moment, you can’t use Chime to pay with Klarna. There’s no way to link your Chime and Klarna accounts right now, so you can’t use Klarna to pay for things you bought on credit with Chime. However, there is a workaround that might work. It’s important to know how Chime works before looking at the workaround.
Chime is not a bank; it is a financial technology company that helps its users bank by giving them some banking services. When you open an account with Chime, you can get a savings account, a checking account, and a secured credit card.
It’s hard to tell if Klarna could work with Chime because of its secured credit card, which is also called the Credit Builder Card. Klarna doesn’t support the bank directly, but it’s pretty clear that the Klarna website works with all kinds of cards.
Could you link your Chime debit card to your Klarna account so you can pay with it? At this point, it’s still hard to answer that question, but you can keep reading to find the answer you’re looking for.
Klarna’s website does say that the service works with all kinds of cards on the market right now, but some users have had trouble linking their Chime debit card. Many times, they were told to add a different card because the “bank’s” card isn’t yet supported by the app.
In 2021, the Chime website responded to a community complaint by saying that the service no longer accepted Chime cards because of a problem with payments being turned down. Because of this, customers may have to pay fees to use the card, which is something Klarna doesn’t want to happen on the platform.
In short, Klarna doesn’t accept Chime as a valid payment method on the site. If you want to pay for something you bought through one of the app’s “buy now, pay later” deals, you may have to use one of the other accepted payment methods.
Different Ways To Pay Besides Klarna
Since Klarna won’t work with most of your Chime cards, it’s important to know what other payment methods you can use with the app. From what I can tell from Klarna’s website, these are some of the ways that you can pay for something right now.
1. You can use Apple Pay
If you have Apple Pay, all you have to do to pay in the Klarna app is link it to your account. Apple Pay is the closest thing the buy now, pay later service has to a digital banking app like Chime. But if you don’t like Apple Pay, you might want to try something else.
2. Checking or savings accounts (no prepaid cards)
You can pay with any card that can hold money, as long as it’s not a prepaid card. Okay, maybe that’s a bit much, since I just showed that the platform doesn’t support Chime cards. Other than Chime cards, though, it will be hard to find a card that isn’t supported.
But if you bank with Capital One, most of your cards won’t work because Capital One doesn’t support any buy now, pay later products. In short, you should be able to use any card to pay with Klarna as long as it’s not a prepaid card or something from Chime or Capital One.
FAQ – Why Doesn’t Klarna Accept Chime?
Why won’t Klarna take my method of payment?
You might not be able to use Klarna anymore if you miss or delay a payment or if you say you are having trouble paying your bills. We know how frustrating it can be to be turned down for a purchase after being approved for it in the past.
How do I add a Chime Credit Builder card to my Klarna account?
Here are the steps you need to take in Klarna to add your Chime credit builder card:
- Install the Klarna app.
- Type in your username and password to get to the user interface.
- Click on “My Klarna Settings”
- Choose a way to pay.
- Pick “Add a card” from the menu.
- 6. Give the information about your Chime credit builder card
- 7. Please follow the instructions on the screen to finish the process.
What kind of cards does Klarna take?
Klarna has said that they accept all major credit cards and debit cards (issued by Mastercard, VISA, AMex). So, if you want to use your cards on Klarna, make sure they are either Visa or MasterCard.
With which banks does Klarna work?
Klarna currently works with all of the major credit cards and debit cards.
Please note that you can’t use an AMEX card to make a One-time card.
Also, Capital One credit cards can’t be used to buy things through Klarna, but Capital One debit cards can.
Conclusion – Why Doesn’t Klarna Accept Chime?
At the moment, all the evidence and experiences point to one truth: Klarna does not accept Chime payments. Even though it’s not clear at first, when most people try to link their Chime cards to Klarna, they get an error message telling them to link another card.