Are you searching for the Bilt Credit Card Customer Service details? If yes, you are on the right page. In this guide on Bilt credit card customer service, we will not only help you with customer service but also, tell you why the Bilt Mastercard is different from other cards, how the Bilt Rewards program works, how to get the card, and other cards you might consider instead of the Bilt credit card.
We all like getting rewards when we spend a lot of money, especially on things like monthly bills. Rent for a place to live is usually one of the most expensive bills. The Bilt Mastercard is made to help people pay their rent, and it gives good rewards when you use it.
The Bilt credit card is from a big bank called Wells Fargo. With this card, you can earn rewards by making payments to your landlord or housing society without any extra fees. It also comes with various benefits and perks.
This guide will tell you why the Bilt Mastercard is different from other cards, how the Bilt Rewards program works, how to get the card, and other cards you might consider instead of the Bilt credit card.
Table of Contents
Is The Bilt Credit Card For Me?
Wondering if the Bilt credit card is right for you? It’s a card issued by Wells Fargo, and it’s a bit different. There’s no yearly fee, and you won’t be charged extra when you pay your monthly rent with it. This is unique because many credit cards add fees when you use them to pay rent.
While the Bilt Mastercard is mainly made for people who rent homes, it also has a cool perk for those thinking about buying a house. If you want to save for a home instead of renting, you can use the points you earn with Bilt to help with the down payment on a mortgage.
If you often pay your rent with a credit or debit card and want to start earning rewards, the Bilt credit card is a good choice. But remember, it’s an unsecured card, so having a good or excellent credit score (around 670 or more on the FICO scale) is important. If you meet this criterion and want rewards for paying rent, the Bilt credit card could be a great fit.
However, be aware that the Bilt credit card has an annual percentage rate (APR) between 19.24% and 27.24%. So, if you don’t have a great credit score or you’re looking for a card where you won’t pay a lot of interest if you can’t pay it off every month, Bilt might not be the best choice for you.
How to Apply Bilt Credit Card
If you’re interested in the Bilt Mastercard, you can apply online on the credit card’s website. The application process requires basic information such as your name, address, and email. After you submit your application, Wells Fargo, the card issuer, will perform a soft credit check using these details and inform you if you are approved.
Bilt Credit Card Customer Service
If you need assistance with Bilt Credit Card customer service, you can contact their customer service using the following information:
Bilt Credit Card Customer Service
- Tel: +1-844-389-5900
Bilt Credit Card Customer Service Email
- Email to support@biltrewards.com
For information about the bank that issues the Bilt credit card:
Bank
Wells Fargo Bank, N.A.
Card Issuer
The Bilt World Elite Mastercard® is issued and administered by Wells Fargo Bank, N.A. under a license from Mastercard International Incorporated.
Mastercard Benefits:
Being part of the World Elite Mastercard program, the Bilt Mastercard offers various perks and card protection benefits, including:
- Cell phone insurance
- Purchase Assurance Plus
- Discounts with Lyft, DoorDash, and ShopRunner
- Access to the Mastercard Luxury Hotels & Resorts portfolio for amenities like upgrades and free breakfasts
- 24/7 complimentary World Elite Concierge
Delivery Time
If approved for the Bilt Mastercard, you should receive the physical card within 10 days, often arriving sooner. If you have questions about the delivery status, you can contact Wells Fargo’s Customer Service Department At 833-404-2272.
What Makes Bilt Different?
What sets Bilt apart from many other credit cards is its 1X rewards points on rent payments. What’s even better is that Bilt doesn’t charge extra fees when you use the card to pay your rent. Typically, when you pay rent with other credit cards, you end up with added fees that pretty much cancel out any rewards you might earn.
But the rewards with Bilt aren’t just for rent. You can also earn points on travel and dining expenses. The card provides various options for redeeming your points, including categories like travel, fitness classes, or even using them to help pay your future rental payments. This can be especially helpful for many people in the current economic situation.
Another cool thing is that the points you collect with the Bilt Rewards credit card can grow in value over time. This means the longer you keep your points, the more they’ll be worth. Not all rewards credit cards let your points gain interest, so this is another appealing feature of the Bilt card.
What are my chances of getting approved?
Your chances of getting approved for the Bilt Mastercard depend on your credit history since it is an unsecured card. Generally, a good or excellent credit score is needed to qualify, and a FICO score of around 670 or higher is considered good.
If your credit score is above 670, your chances of approval for the Bilt credit card are high. However, if your credit score is well below 670, the likelihood of approval is not as strong.
If you’re looking for a rewards card but have fair or poor credit, there are other options available. Secured cards like the Revvi credit card, the Self Visa card, or the Destiny credit card are designed specifically for individuals with poor credit or no credit history. These cards provide opportunities to earn rewards while helping you build or rebuild your credit.
Additional Considerations:
Before applying for the Bilt credit card, here are a few more things to know:
- Balance Transfers: The Bilt Mastercard supports balance transfers, a feature not available with every rewards card.
- Minimum Transaction Requirement: There’s a minimum transaction volume. To earn points on your Bilt credit card, you need to make at least five transactions per month.
Rates and Fees: All the Details of The Bilt Mastercard
Here are the details for the Bilt Mastercard:
Rates and Fees:
- Cash Advance APR: 26.99%
Note: If you’re looking for more reward credit card options, you can use our free card explorer tool.
Perks and Rewards:
The main attraction of the Bilt Mastercard lies in its rewards program and fee structure. Let’s dive deeper into how the Bilt Rewards credit card works.
Rewards Points:
- 3x points when you spend at restaurants
- 2x points when you spend on travel
- 1x points when you spend on rent payments
- 1x points when you spend on other eligible purchases
It’s important to know that Bilt Rewards has a spending cap of 50,000 points per year if you use your points to pay rent. However, this cap will only affect you if your monthly rent payments exceed $4,166.
To redeem your Bilt Rewards credit card points, you must use the Bilt app. You have various redemption options, including using the Bilt Travel Portal to book hotels, flights, or rental cars. Additionally, you can transfer your Bilt points to one of Bilt’s 12 transfer partners and then redeem your points through one of those reward portals.
Bilt Rent Day
An extra perk of the Bilt Mastercard is “Bilt Rent Day.” On the first day of each month, your reward points will double for all non-rent purchases. This lasts for 24 hours and has a cap of 10,000 bonus points. During this period, you’ll earn 6x points on dining, 4x points on travel, and 2x points on all other non-rent transactions.
Contact Information:
Bilt Credit Card Customer Service
- Website: Bilt Rewards
- Company/Developer: Bilt Technologies, Inc.
- Bilt Credit Card Customer Service Telephone Number: Tel: +1-844-389-5900
- Email: You can find answers on the Bilt credit card website or send questions via email to support@biltrewards.com.
Alternative Credit Cards to Consider
If the Bilt credit card doesn’t quite match your needs, here are some alternatives:
- Citi Double Cash Card: Features 2% cash back on purchases with uncapped rewards.
- Revvi Credit Card: A secured credit-building card offering 1% cash back.
- American Express Blue Cash Preferred Card: Offers up to 6% cash back on eligible purchases with an annual fee of $95.
- Total Visa Card: Low annual fee of $75 with a credit limit starting at $300.
- Surge Mastercard: Features a credit limit starting at $1,000 and no monthly fees in the first year ($10/month after that).
FAQs: Bilt Credit Card Customer Service
Here are some frequently asked questions about Bilt Credit Card Customer Service:
1. What is the phone number for the Bilt credit card?
The Customer Service Telephone Number for the Bilt credit card is Tel: +1-844-389-5900.
2. Which bank is the Bilt credit card from?
The Bilt credit card is issued and administered by Wells Fargo Bank, N.A. pursuant to a license from Mastercard International Incorporated.
3. How long does it take to receive a Bilt mastercard?
If approved for the Bilt Mastercard, you should receive your physical card within 10 days, often arriving sooner. If you have questions about the delivery status of your Bilt card, you can contact Wells Fargo’s customer service department by calling 833-404-2272.
4. What is the minimum credit for Bilt?
To qualify for the Bilt World Elite Mastercard, typically, you would need a FICO credit score ranging from 670 to 850. These credit score requirements are in line with many of the best rewards credit cards that offer similar purchase rewards opportunities and benefits as the Bilt card.
Conclusion: Bilt Credit Card Customer Service
The Bilt Mastercard could be an excellent choice if you want to earn rewards points on your rental payments without dealing with hefty processing fees. If this aligns with what you’re looking for in a credit card, Bilt is a winner.
If you need assistance with Bilt Credit Card customer service, you can contact their customer service using the following information:
- Bilt Credit Card Customer Service: Tel: +1-844-389-5900
- Bilt Credit Card Customer Service Email: support@biltrewards.com