FCMB Transfer Code: If you’re seeking a convenient means to handle your banking transactions with FCMB (First City Monument Bank), you’re in luck! FCMB has introduced a USSD (Unstructured Supplementary Service Data) code, *329#, to streamline and simplify your banking experience. In this article, we’ll delve into the comprehensive list of FCMB transfer codes, their functionalities, and the numerous benefits they offer.
Table of Contents
FCMB USSD Code Overview:
The FCMB USSD code, *329#, offers a secure and paperless method for FCMB bank customers to manage their accounts while on the move. This code is a game-changer as it enables users to perform a range of functions such as purchasing airtime, opening accounts, paying bills, transferring funds, and even obtaining instant loans – all without the need for physical paperwork or visiting a bank branch. The beauty of this feature lies in its accessibility, which is 24/7, allowing you to perform transactions any time of day, every day of the week.
FCMB USSD Code: Benefits of the FCMB Transfer Code
Now, let’s explore the advantages of using the FCMB USSD code for your banking needs:
- Seamless Transactions: The FCMB bank USSD code facilitates hassle-free transactions directly from your mobile phone.
- Easy Access: It’s always available for use, ensuring you have 24/7 access to these convenient shortcodes.
- No Internet Connection Needed: One of the standout features is that it doesn’t require an internet connection. This is especially beneficial for FCMB account holders who may not have smartphones or data plans.
- Safe and Secure: Your transactions are protected by a secure USSD pin, enhancing the safety of your FCMB account.
- Compatibility: It works across all major telecommunication services in Nigeria, including MTN, Glo, Etisalat, and Airtel, ensuring accessibility for a wide range of users.
FCMB Transfer Code
The FCMB transfer code is a key feature of this USSD service. You can easily transfer money from your FCMB account using the code *329#. The specific code format may vary depending on the type of transaction you wish to perform.
- FCMB Transfer Code to Other Banks: To transfer funds to other banks, use 329Amount*Account number#, where you input the amount and the recipient’s account number. Follow the prompts to complete the transaction securely.
Activating FCMB Transfer Code: How To Activate FCMB Transfer Code?
If you intend to use the FCMB transfer code, you must activate the USSD code on the mobile number linked to your FCMB account. Follow these steps to activate your FCMB USSD code:
- Dial *329*0# from the phone number associated with your FCMB account.
- Select “Create/Reset code.”
- Choose your preferred ATM Card if you have multiple FCMB cards.
- Enter your ATM Card PIN.
- You’ll be prompted to create a 4-digit Transaction Code.
- Enter your USSD PIN to complete the activation.
FCMB Transfer Code: List of FCMB USSD Codes
Here is a list of some essential FCMB USSD codes and their functions:
| USSD Code | Function |
| *329*Amount# | Mobile Top-up for self |
| *329*Amount*Mobile number# | Mobile Top-up for others |
| *329*00# | Code for FCMB account balance |
| *329*Amount*Account number# | To transfer funds |
| *329*0# | To reset/create your PIN |
| *329*1*Mobile number# | To purchase data |
| *329#, select bank statement | To obtain bank statements |
| *329*2*AmountSmartcard number# | To pay for DStv or GOtv subscription |
| *329#, select self-service | To link BVN |
| *329#, select self-service | To block your debit card |
| *329#, select self-service | To block your account |
| *329*3*AmountMeter no# or 3293AmountAccount ID# | To pay your electricity bill |
| *329*911# | To pay for a DStv or GOtv subscription |
| *329*0# | To increase your daily transaction limit |
FCMB Account Balance Code:
You can easily check your FCMB account balance using the code 32900#. Make sure to use the phone number registered with your FCMB account for this service. Simply follow the on-screen instructions, and your account balance will be displayed.
FCMB USSD Code to Check Your Account Number:
To check your FCMB account number, use the code *329*00# and enter the last four digits of your ATM card or your transaction PIN. This ensures you have the correct account number for your transactions.
FCMB Transfer PIN:
Your FCMB transfer PIN is crucial for conducting USSD-related transactions securely. To create your FCMB transfer PIN, dial *329*0# and follow the prompts. This PIN is required to authorize any transaction through the USSD code.
FCMB Airtime Recharge Code:
The FCMB airtime recharge code is *329#. You can use this code to purchase airtime for yourself or send airtime to friends and family. To recharge airtime for yourself, dial 329Amount#. For example, to recharge ₦500, dial 329500#.
- Airtime Recharge for Self
To buy airtime for yourself with the FCMB recharge code,
- Dial *329*Amount# on the phone number linked to your FCMB account.
- For example, dial *329*500# to buy five hundred naira worth of airtime for yourself.
- Airtime Recharge for Others
To buy airtime for others with the Fcmb airtime recharge code,
- Dial *329*Amount*Phone Number# on the mobile number linked to your FCMB account.
- For example, dial *329*500*08012345678# to buy airtime of five hundred naira for the third party.
- Enter your four-digit FCMB USSD transfer pin.
- If successful, the third-party mobile number will receive the airtime immediately.
FCMB USSD Code for Loan:
FCMB offers a USSD-based loan feature called FCMB Fast Cash. To apply for a loan, dial *329*11# and follow the on-screen instructions. This service allows you to borrow up to ₦200,000 for emergencies without the need for collateral or paperwork.
FCMB USSD Daily Transfer Limit:
FCMB sets a daily transfer limit by default, but you can increase this limit by creating a transaction code. To do this, dial *329*0# and select “Create/Reset code.” Follow the steps to set your desired daily transaction limit, which can go up to ₦500,000.
- Dial *329# and select option 8 for Self-service.
- Choose option 3 to increase or limit the transfer amount.
- Follow the on-screen instructions to adjust your transfer limit as desired.
Code to Check BVN for FCMB Bank:
You can easily check your Bank Verification Number (BVN) using the FCMB USSD code *565*0#. This code works with all major Nigerian telecom providers and displays your BVN information on your screen.
To retrieve your BVN details on FCMB USSD,
- Simply dial *565*0# on your registered number, it will only work on the phone number registered with your FCMB bank account.
- After dialing the code, wait for a few seconds and your BVN details will be displayed on your screen.
FCMB GOtv Subscription Code:
You can also conveniently renew or pay for your GOtv subscription using the FCMB USSD code. Dial *329*2AmountSmart card Number# and enter your FCMB USSD transfer PIN to complete the transaction.
To pay your Gotv subscription using the FCMB mobile code,
- Dial *329*2*Amount*Smart card Number#
- Enter your USSD code for the FCMB transfer pin
- Your account will be automatically debited and your Gotv subscription will be renewed.
FCMB Startimes Recharge Code:
To subscribe to Startimes bouquets using FCMB, dial **322*214*Biller ID*Amount# on your mobile phone. This will renew your Startimes subscription from your FCMB account.
- FCMB Startimes Recharge Code
To successfully subscribe to your StarTimes account using the USSD code for FCMB transfer, follow the steps below;
- Simply dial *322*214*Biller ID*Amount# on your mobile phone.
- Enter your USSD pin
- Your account will be automatically debited and your StarTimes subscription will be renewed.
FCMB USSD Code for Bet9ja:
At the time of this article, there wasn’t an FCMB USSD code specifically for funding Bet9ja accounts. Instead, you can fund your Bet9ja account through the FCMB mobile app or by visiting an FCMB branch.
To fund via mobile app,
- Download the FCMB mobile app
- Open the App
- Sign up or Log into your FCMB account
- Enter your Bet9ja User ID
- Select a Funding source e.g Wallet, Debit card or Bank transfer
- Enter the amount you wish to deposit
- Click Continue
- Enter your FCMB mobile app PIN to complete the transaction
To fund your bet9ja at an FCMB branch,
- Visit any FCMB branch nearest to you
- Request for an FCMB cheque funds transfer form to deposit into Bet9ja
- Fill in the information required on the deposit slip as follows;
Account Identifier: Bet9ja
- Account name: Your Bet9ja User-Id
- Name of Depositor: Your full name
- Amount: The amount you want to deposit in your Bet9ja account
- Cheque number: Your Fcmb cheque number
- Submit the deposit slip and your FCMB cheque form to the cashier and request that the payment be made via E-wallet.
- You will receive a receipt for your deposit, keep the receipt safe for future reference.
Blocking Your FCMB ATM Card Using Self-service via *329#:
FCMB’s USSD code, *329#, provides self-service options for tasks like blocking your ATM card, changing and resetting your PIN, blocking your bank account, and more. Here’s how to access FCMB’s self-service:
- Dial *329# and select option 8 to access the Self-service menu.
- Choose the relevant option:
- Enter 1 to Change FCMB USSD PIN or transaction code.
- Enter 2 to Reset your PIN or transaction code.
- Enter 3 to adjust your transaction limit.
- Enter 4 to Block your FCMB ATM card.
- Enter 5 to Block your FCMB account.
- Enter 6 to Link BVN to your FCMB account.
- Enter 7 to Enable/Disable transactions on your account.
FCMB Reset PIN Code:
To reset your PIN on FCMB, simply dial the code: 3290#. Alternatively, you can contact the FCMB Contact Centre at 01-2798800 or visit any FCMB branch for further assistance.
FAQs – FCMB Transfer Code
1. What is the FCMB USSD Code, and how does it work?
Answer: The FCMB USSD code, *329#, is a mobile banking service that allows FCMB customers to perform various banking transactions using their mobile phones. It works by dialing the code and following the on-screen prompts to access and execute different banking functions.
2. What transactions can I perform using the FCMB Transfer Code?
Answer: You can perform a wide range of transactions using the FCMB Transfer Code (USSD code), including checking your account balance, transferring funds, purchasing airtime, paying bills, opening an account, obtaining bank statements, and even getting instant loans.
3. Is it safe to use the FCMB Transfer Code for banking transactions?
Answer: Yes, it is safe to use the FCMB Transfer Code (USSD code). The code is designed with security measures, including the requirement to enter your personal USSD PIN to authorize transactions. Ensure you keep your PIN confidential and do not share it with anyone.
4. Do I need an internet connection to use the FCMB USSD Code?
Answer: No, you do not need an internet connection to use the FCMB USSD code. It operates through text-based messages, making it accessible even if you have a basic mobile phone without internet access.
5. How can I check my FCMB account balance using the USSD Code?
Answer: To check your FCMB account balance, simply dial *329*00# on your mobile phone, and your account balance will be displayed on the screen. Ensure you use the phone number linked to your FCMB account.
6. Can I transfer money to accounts in other banks using the FCMB USSD Code?
Answer: Yes, you can transfer money to accounts in other banks using the FCMB USSD code. Dial *329*Amount*Account number#, follow the prompts, and select the recipient’s bank to complete the transfer.
7. What is the daily transfer limit with the FCMB Transfer Code (USSD), and can I increase it?
Answer: FCMB sets a default daily transfer limit. However, you can increase this limit by creating a transaction code through the USSD code. The maximum daily limit can go up to ₦500,000.
8. How do I apply for an instant loan using the FCMB Transfer Code?
Answer: To apply for an instant loan, dial *329*11# on your mobile phone, follow the on-screen instructions, and you can borrow up to ₦200,000 without the need for collateral or paperwork.
9. Can I pay my bills, such as DStv, GOtv, and electricity, using the FCMB Transfer Code?
Answer: Yes, you can pay bills using the FCMB USSD code. For example, to pay for a DStv or GOtv subscription, dial *329*2*Amount*Smartcard number#. To pay your electricity bill, dial *329*3*Amount*Meter no#.
Conclusion: FCMB Transfer Code
In conclusion, the FCMB Transfer Code is a quick, secure, and highly convenient way to perform a wide range of banking transactions without requiring an internet connection. These USSD codes provide FCMB customers with easy access to various features and benefits, simplifying their banking experience. Whether you need to check your account balance, transfer money, pay bills, or even get a loan, the FCMB Transfer Code is a valuable tool at your disposal.