Which car has cheapest car insurance in Canada? The cheapest cars that can be insured in Ontario can save money for vehicle insurance, regardless of the type of car you drive!
Different cars are equipped with different premiums. So when it comes to buying a car in Ontario, it can be pretty boring to find the cheapest cars. Fortunately, there are many excellent cars with very reasonable average insurance offers. That is why we have put together the following list of the 15 cheapest cars to insure in Ontario in 2022.
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Which Car Has Cheapest Car Insurance In Canada?
The list of the Cheap Vehicles to Insure in Canada, Ontario in 2022; Here are the 15 cheapest cars that are insured from top to bottom in Canada:
- Mitsubishi Mirage
- Chevrolet Spark
- Honda Civic
- Chevrolet Cruze
- Volkswagen Golf
- Toyota Camry
- Toyota Corolla
- Mazda 3
- Hyundai Elantra
- Kia Forte
- Nissan Sentra
- Volkswagen Jetta
- Dodge Caravan
- Kia Sorrento
- Hyundai Tucson
The Factors That Determine How Cheap Your Car Is To Insure
Which Car Has Cheapest Car Insurance In Canada? There are certain factors that determine how cheap your car is to insure. There are many different elements that calculate their insurance premium, some are connected to the driver and some are connected to the vehicle. Let us look at the factors and which car has cheapest car insurance in Canada.
· Vehicle type
This factor also plays an important role in your insurance rates. Depending on the brand and the model of your car, you can save or spend more than the average. This price range can differ by more than 500 US dollars. Some types of vehicles such as hybrid vehicles can also enjoy a discount from some insurers. The installation of an anti-theft function in your car can also help you save your insurance premiums.
· Age Of Your Car
The age of your vehicle is also a concern for your insurance sentence. A person who controls the same vehicle for five years can enjoy a lower price than someone who has driven the same car for less than a month. However, the insurance of an old car can also be heavier than a new car, especially if this car is a restored classic or expensive and annoying to repair. Ultimately, managing a safe, affordable, and cheap driver can save money from the insurance company in the long term.
· Purpose and Frequency
Driving for leisure time and driving for business or commercial purposes also influence your insurance rates. The first can cost them less than when you use your car for work. In addition, a higher insurance rate will be exposed to long hours per day than occasionally or a weekend driver.
Now let’s see which car has cheapest car insurance in Canada 2022.
Which Car Has Cheapest Car Insurance In Canada?
Here are the lists of cheapest cars that are insured from top to bottom in Canada:
1. Mitsubishi Mirage
The Mitsubishi Mirage taps all boxes when it comes to a small and compact; fuel-saving, trendy assembly line that can work as a child in a notorious Canadian weather situation. The Mirage has extremely economic gas consumption but does not sacrifice power and performance so that it can be done under all circumstances. With countless functions and technologies that come in the vehicle as standard to make your journey easier to make it easier, you will soon fall in love with the Mirage and it will not be back when it comes to your insurance.
- Estimated total annual drive costs: $ 6,537.53/year
- Total costs per kilometer: 0.33 USD
- Fuel costs per year (gas): $ 1,267.96
2. Toyota Corolla
The Toyota Corolla is known for its reliability and has a practical, everyday appeal. Toyota sells over a million Corollas every year if you are looking for proof of the value of this car, it is there. Corolla’s standard security functions are among the best in its class. In fact, functions that find a standard for Corolla are usually optional add-ons for other cars. One of the best things about Corolla is peace of mind. It is a car that you really don’t have to worry about after buying. It may not be the fastest or most luxurious, but it is incredibly reliable and it is an excellent commuter car, unless you are looking for something a little chicer, you will not regret having bought a Corolla.
- Estimated total annual drive costs: 6,960.57 $/year
- Total costs per kilometer: USD 0.35
- Fuel costs per year (gas): $ 1,722.40
3. Chevrolet Spark
The Chevrolet Spark is not only a refined small meeting back from the part, but will not break the bank when it comes to insurance. The spark is often seen as one of the most reliable in its class, which has a great security assessment and is made by a reliable brand such as Chevrolet. This small car is perfect for buzzing in the city and bringing it from A to B. luxury does not disappear, but they count on getting where they have to go.
- Estimated total annual drive costs: 6,787.67 $/year
- Total costs per kilometer: USD 0.34
- Fuel costs per year (gas): $ 1,341.60
4. Hyundai Elantra
The Elantra is a first-class compact car that is stylish, fuel-efficient, reliable, and safe. This car should be absolutely on your list of cheap cars to insure a decent engine output and a smooth journey. Normally, cars in this class don’t have much high-tech, but with the Elantra, there is a variety of technology and actually a very similar price compared to the more expensive sonatas.
- Estimated total annual drive costs: $ 7,578.34/year
- Total costs per kilometer: 0.38 USD
- Fuel costs per year (gas): $ 1,698.98
5. Mazda 3
If you thought it was impossible to find a sporty-looking car that also has inexpensive insurance, think about it again. Mazdas are always known to be affordable and qualitatively high quality, and the Mazda3 is no different. Since it is a small car, it is known for excellent handling, incredible fuel consumption, and an intelligent interior design.
Regardless of whether you are on the highway or in the city, you feel at home with these Mazda. It is a brisk little car that does everything you need to drive it. Just because your budget cannot afford a sports car does not mean that you don’t find a car that feels like one.
- Estimated total annual drive costs: $ 7,096.40/year
- Total costs per kilometer: USD 0.35
- Fuel costs per year (gas): $ 1,694.30
6. Honda Civic
Which Car Has Cheapest Car Insurance In Canada? The Honda Civic is difficult to beat. The Civic is always one of the best 4-door compacts on the market. It is civilized and looks slim with a smooth and crispy journey. There is really a luxury feel, which is surprising when you consider how cheap it is to buy and insure. You are known to be very reliable and your fuel consumption is first class. It is also one of the cheapest cars in Ontario. The Honda Civic is a big little car that has been a consistent performer for several years.
- Estimated total annual drive costs: 7,645.69 $/year
- Total costs per kilometer: 0.38 USD
- Fuel costs per year (gas): $ 1,694.30
7. Volkswagen Golf
The Volkswagen Golf is a practical sloping back for German. This reliable, compact car is large enough for a family and children but does not break the bank when it comes to fuel consumption. One of the most interesting aspects of Golf is the very diverse line-up. For this analysis, we have dealt with the costs of the standard model, but there are many other models, such as the sporty car. In general, the Volkswagen Golf is a reliable car with affordable annual travel costs, which can only justify the extra price.
- Estimated total annual drive costs: $ 7,735.50/year
- Total costs per kilometer: 0.39 USD
- Fuel costs per year (gas): $ 1,830.12
8. Chevrolet Cruze
The Chevrolet Cruze is a comfortable 4-door sedan with plenty of space inside, and when it comes to standard features, the Cruze definitely has its fair share. The Cruze has an “infotainment system”, which is basically a touchscreen setup that is synchronized with your phone. Its fuel consumption is excellent, which makes it an ideal car for all types of travel, and perhaps the most appealing aspect of the Cruze for some people could be the price. The Cruze has one of the lowest start prices in its class, which makes it an excellent choice for budget buyers, and it is also one of the cheaper cars for insurance in Ontario.
- Estimated total annual drive costs: $ 7,723.50/year
- Total costs per kilometer: 0.36 USD
- Fuel costs per year (gas): $ 1,647.46
9. Toyota Camry
The Toyota Camry is easily considered one of the best medium-sized cars on the market, it offers the standard five people and offers a lot of extra space in the interior. It also has an artificial tribe, so you have a lot of room for daily groceries and Toyota is reliable in history. After all, the Camry consistently retains very high safety assessments, which can often be a dealbreaker when it comes to a family car. With regard to costs, the Camry is slightly more expensive to turn and insure on this list compared to other vehicles, but the other aspects mentioned will certainly make up for this.
- Estimated total annual drive costs: 7,870.63 $/year
- Total costs per kilometer: 0.39 USD
- Fuel costs per year (gas): $ 1,947.21
10. Kia Forte
With the Forte, Kia delivers exactly what you would expect from a compact car. It is cheap, economical, has a spacious interior and in its class it is one of the cheaper cars that you can find. The interior feels of high quality and has many fun technical functions. However, when it comes to security, the power misses some of the standard security options that some of its competitors have so they have extra extras here. Although adding the optional functions increases the price, it can be worthwhile, depending on what you are looking for. Despite these small setbacks, the power is still a high-quality family vehicle that is worth considering.
- Estimated total annual drive costs: 7,976.09 $/year
- Total costs per kilometer: USD 0.40
- Fuel costs per year (gas): $ 2,022.15
11. Volkswagen Jetta
This is the second Volkswagen on the list, but unlike the Golf, the Jetta is a bit more expensive to ensure that you take the final position on our list. Apart from that, it is a four-door compact car with good power for its size, such as for the interior, which is described as rather boring and boring, but it is still very spacious. Although the Jetta can generally be more expensive, it fits perfectly for more than a few car owners.
- Estimated total annual drive costs: $ 9.323.03/year
- Total costs per kilometer: 0.47 USD
- Fuel costs per year (gas): $ 2,002.24
12. Nissan Sentra
Which car has cheapest car insurance in Canada? By definition, the Sentra is a compact car but has a number of medium-sized properties with a spacious interior and a large trunk. This vehicle has a high rating for fuel consumption and large safety assessments and is, therefore, one of the best artists in its class. However, the engine is usually a little less powerful, which some people can scare off, but it is not necessarily a bad thing if you usually drive in an urban environment. This of course does not mean that it is a bad car, it is very reliable, has first-class security values , and has very high fuel consumption. In general, it is an excellent daily car, but it can be a bit expensive for insurance compared to comparable cars from his class on this list.
- Estimated total annual drive costs: $ 8,532.68/year
- Total costs per kilometer: 0.43 USD
- Fuel costs per year (gas): $ 1,980.00
13. Dodge caravan
The Dodge Caravan trusts space, comfort, and comfort to define your driving experience. The 2020 Grand Caravan offers a maximum of 81 comfortable seat configurations to choose from with the legendary Stow ‘n Go -Seating Matters to easily switch to the freight mode. It also offers excellent versatile versatility in its super console. There are different levels of multimedia centers, and each offers important functions with which you can entertain. You must offer your UConnect system during travel security, security, information, and entertainment, which also has free safety activities. The Grand Caravan 2020 was designed by the bicycles to offer advanced security technologies that give them insight into their blind spots.
- Estimated total annual drive costs: $ 3,345.29/year
- Total costs per kilometer: 0.20 USD
- Fuel costs per year (gas): $ 2,604.60
14. Hyundai Tucson
With the 2022 Hyundai Tucson, her next adventure starts with more technology, more advanced security, more electricity, and more space. They present a revolutionary redesign that is modern and fascinating. You also have three new selections of drive trains, including the first Tucson Hybrid and the Tucson plug-in Hybrid. Your buddy is waiting for the outside adventure.
The external intelligent park assistant can help to remove these narrow parking spaces. Just use the key ring while you are outside the vehicle and drive it from a distance from the parking lot. Conversely, the system can park the vehicle in narrow rooms such as a garage. For the ultimate treatment, performance, and traction, the four-wheel drive is a traction setting that best fits your driving conditions with three special off-road modes.
- Estimated total annual drive costs: $ 3,537/year
- Total costs per kilometer: 0.13 USD
- Fuel costs per year (gas): $ 2,200
15. Kia Sorrento
Which Car Has Cheapest Car Insurance In Canada? The Kia Sorento makes travel easier and gives them time and space to be inspired. It has a heated steering wheel and front seats, and a rear alarm of alarm with a track holder. With four-wheel drive, you have the entire traction and control to easily cut the elements through the elements. Move safely with the extensive forward collision avoidance in the connecting function.
This state-of-the-art security function warns you with an audible alarm when it recognizes a vehicle that you are approaching at an intersection. The blind spot collision avoidance helps your blind spot actively approach vehicles. If a collision is possible, it can intervene to reduce the risk or effects.
- Estimated total annual drive costs: $ 2,456/year
- Total costs per kilometer: 0.18 USD
- Fuel costs per year (gas): $ 1,950
Frequently Asked Questions – Which Car Has Cheapest Car Insurance In Canada
Here is some frequently asked question about which car has cheapest car insurance in Canada
Does Insurance Cover If You Run Into Something?
Even if it is not your fault that something was traveling, your insurance will not be paid for damage to your car if you distribute the street, unless you have full coverage.
Is It Better To Use Car Insurance Or To Pay From My Pocket?
You must submit an insurance claim if you cannot afford to pay cash for damage or doctor’s accounts that cover your insurance policy. You must pay from your own pocket instead of submitting an insurance claim if the repairs or medical accounts occur in the case of an accident that you cause costs less than your deductible.
Are Dents Covered In Car Insurance?
In short, small dents/scratches on the surface of your car do not require a vehicle insurance claim. In fact, it is best not to establish a claim in such a scenario; otherwise, you might lose a lot of money.
Conclusion
Which Car Has Cheapest Car Insurance In Canada? There are certain factors that determine how cheap your car is to insure. There are many different elements that calculate their insurance premium, some are connected to the driver and some are connected to the vehicle. See all these factors here in this post and which car has cheapest car insurance in Canada that you can go for.